Banking Solutions for Nigerian Businesses
Core banking software, loan management, digital wallets, and NIBSS-integrated payment infrastructure, built to Nigerian regulatory requirements for startups, growing businesses, and enterprises operating in Nigeria.
Bank branch interior or fintech office, Nigeria
WHAT WE BUILD
Banking solutions built for Nigeria
Core banking software
Customer account management, transaction processing, interest computation, and regulatory reporting for MFBs, cooperative societies, and credit unions.
Loan management software
Loan origination, credit scoring, repayment schedules, delinquency management, and collection workflows: for microfinance and consumer lending.
Digital wallet development
Customer-facing mobile apps with wallet functionality, P2P transfers, bill payments, and Paystack/Flutterwave/NIBSS integration.
Agency banking platforms
Agent onboarding, transaction processing, commission management, and reconciliation for agency banking and POS network operations.
Cooperative society management software
Member management, contribution tracking, loan disbursement, profit-sharing computation, and AGM reporting for cooperative societies.
Finance & treasury dashboards
Real-time treasury position dashboards, FX exposure reporting, and cash flow forecasting tools for finance teams in financial institutions.
WHO THIS IS FOR
Banking solutions for every stage of business
STARTUPS & FINTECHS
Digital-first banking infrastructure
Digital wallets, P2P transfers, and NIBSS/Paystack/Flutterwave integration, built so you can launch on real Nigerian payment rails without building that integration layer in-house.
GROWING BUSINESSES
Core banking & cash management
Core banking, loan management, and treasury dashboards for microfinance banks, cooperative societies, and lenders scaling past spreadsheets and manual reconciliation.
ENTERPRISES & MULTINATIONALS
Compliance-ready integration
CBN-compliant reporting, multi-entity treasury visibility, and NIBSS-grade payment integration for international companies operating Nigerian financial infrastructure at scale.
See our integration partnership →NIGERIAN FINANCIAL INTEGRATIONS WE HANDLE
WHY THIS MATTERS
Financial software built for Nigerian conditions
Nigerian financial regulations (CBN, FIRS, PENCOM) create compliance requirements that Western financial software does not address. NIBSS integration, BVN verification, and NIN validation are baseline requirements that must be built, not bolted on.
We have delivered financial software for microfinance institutions, cooperative societies, and digital wallet companies operating in Nigeria. We understand the regulatory context and the technical integration landscape.
International fintech companies: see our integration partnership →NIBSS
Integration experience
CBN
Compliance-aware builds
BVN/NIN
Identity verification
Multi-bank
Payment gateway coverage
COMMON QUESTIONS
Do you build for banks, or also microfinance and cooperatives?
All three. Core banking, loan management, and cooperative management are separate solutions, each built for how that specific institution type operates.
Is BVN and NIN verification built in, or a separate integration?
Built in. Identity verification is a baseline requirement for financial software in Nigeria, not an add-on we bolt on later.
Can you integrate with our existing core banking system?
Yes. We connect new modules, dashboards, and portals to existing systems rather than requiring a full replacement.
We're an international fintech entering Nigeria. Where do we start?
Our integration partnership model is built for exactly this: NIBSS, BVN, and CBN-compliant infrastructure without you needing to build local expertise from scratch.
Do you build NIBSS-integrated core banking software?
Yes. NIBSS NIP integration, BVN and NIN verification, and CBN-compliant reporting are built into our core banking and loan management software from the start, not added on later.
What banking solutions do you build for startups?
Digital wallets, payment integration, and the NIBSS/Paystack/Flutterwave connections a fintech startup needs to launch, scoped to what an early-stage team actually needs first, not an enterprise-sized build.
Can you handle payment and cash management for a growing business, not just banks?
Yes. Treasury dashboards, cash flow forecasting, and payment integration are built for any Nigerian business managing real transaction volume, not only licensed financial institutions.
Building financial software for Nigeria?
Tell us what you are building and where you are in the process. We will assess the scope and come back with a realistic plan and cost estimate.